Terms of Service

Please read these terms carefully before using Psychic Phil. By accessing our platform, you agree to be bound by these conditions. These terms govern your use of all narrative content and editorial materials provided on psychicphil.com.

1

Acceptance of Terms

By accessing or using the Psychic Phil website and its narrative content, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you must discontinue use immediately.

2

Description of Services

Psychic Phil provides editorial articles, thematic stories, and narrative content for informational and entertainment purposes only. The platform organizes structured media into clear sections to support consistent reading flow. We do not offer any medical, financial, legal, or therapeutic advice.

3

User Responsibilities

Users agree to use the platform lawfully and refrain from reproducing, distributing, or modifying any content without prior written consent. You are responsible for maintaining the confidentiality of any account credentials and for all activities under your account.

4

Intellectual Property Rights

All content published on psychicphil.com, including text, graphics, logos, and editorial arrangements, is owned by or licensed to Psychic Phil. Unauthorized use of any material may violate copyright, trademark, and other applicable laws.

5

Limitation of Liability

Psychic Phil shall not be held liable for any direct, indirect, incidental, or consequential damages arising from your use of the platform or reliance on any narrative content. The service is provided on an "as is" and "as available" basis without warranties of any kind.

6

Modifications and Termination

We reserve the right to modify, suspend, or discontinue any part of the service at any time without prior notice. These terms may be updated periodically; continued use after changes constitutes acceptance of the revised terms. For legal inquiries, contact us at info@psychicphil.com.